Boat Insurance
Coverage for your boat on the water, on the trailer and in storage, quoted online through our marine partner.
Coverage for your boat, your passengers and everyone else
Boat and watercraft insurance brings several coverages together. They protect the boat itself, the people on board, and anyone else involved if something goes wrong on the water.
- The boat on the water, on the trailer and in storage
- Liability if you hit another boat or a dock
- Medical payments for you and your passengers
- Placed by a licensed Florida agent
Key boat and watercraft coverages
The coverages that make up a boat policy, and what each one is there for.
Physical damage
The boat in transport and in storage, including fire, theft, vandalism and lightning.
Emergency service
Reimbursement for labor, supplies or towing when something goes wrong.
Liability
Helps you if you are involved in a collision with other boaters or a dock.
Personal liability
Protects you or a family member in an accident that injures another person.
Medical payments
Covers medical expenses for you or someone in your boat after an accident.
Property damage
Damage you cause to someone's property while operating your watercraft.
Boats and watercraft we can quote
If it is on the water in Florida, it is worth asking about.
Your boat is not only at risk when you are out on it
Most of the year a boat sits on a trailer or in storage, and that is where a lot of claims start.
- Fire, theft, vandalism and lightning while stored
- Damage that happens in transport to and from the ramp
- Coverage that follows the boat, not just the trips
Getting a boat quote
Open the quote form
Our marine partner's form opens in a new tab.
Tell them about the boat
Answer a few questions about you, the boat and how you use it.
See your options
Review the coverage and pricing, and call us if you want a second opinion.
Get a boat insurance quote
The quote runs on our marine partner's form and opens in a new tab. Prefer to talk it through? Call the office and an agent will help.