Roofing Contractor Insurance for Tampa FL
Insurance for Tampa Bay roofing contractors: general liability, workers' comp, commercial auto, tools coverage and bonds, with same-day certificates of insurance.
Roof work carries more risk, so your coverage has to keep up
Roofers work at height, on client homes and on commercial jobs, often after Florida storms. One fall or property damage claim can stall your business. We build a package that fits your crew and your contracts.
- Fall injuries and roof work raise your risk
- Damage to client property during a job
- Completed operations claims after the job is done
- Certificates of insurance for GCs and homeowners
Coverage for Tampa Bay roofing contractors
General liability
Third-party injury and property damage on your jobs, completed operations and legal defense.
Workers' compensation
Covers your roofing crew for on-the-job injuries, including falls from heights.
License bond
License and permit bonds when your license or local authority requires one.
Commercial auto
Trucks and vans used for business. Personal auto policies exclude business use.
Tools, equipment and materials
Inland marine coverage for tools and materials at job sites, which GL and auto do not cover.
Umbrella liability
Extra liability above your GL and auto limits when a contract or a big job calls for it.
What general liability covers and what needs its own policy
- Injuries to homeowners, visitors and other third parties
- Damage to client property during a job
- Claims found after the job is completed
- Legal defense from day one
- Crew injuries: workers' compensation
- Accidents in company trucks: commercial auto
- Tools and materials at job sites: inland marine
- Claims above your limits: umbrella liability
Florida construction businesses with even 1 employee must carry workers' comp
Working without it can bring a Stop-Work Order from the Florida DFS. We help roofers get coverage in place quickly and compare carriers for high-risk trades.
The roofing exposures your policies should answer
Why Tampa Bay roofing contractors choose FishHawk
An independent broker, not captive to one carrier. We compare Florida-licensed insurers and keep your certificates moving so jobs start on time.
- Independent broker: multiple carriers compared for your trade
- Same-day certificates of insurance for GCs and homeowners
- Stop-Work Order help when you need coverage fast
- Tampa Bay local, with pay-as-you-go billing options
Covered in 3 simple steps
Tell us about your trade
Share your crew size, the roofing work you do and any GC or contract requirements.
We shop multiple carriers
We compare coverage and rates from multiple carriers that write roofing contractors.
Bind coverage and get your COI
Pick your package. We bind it and send your certificate of insurance the same day.