Florida insurance broker for 30 years

Business bonds

License, permit, bid, performance, payment, ERISA and court bonds for Florida businesses, with instant quotes through our partnership with Propeller Bonds.

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Valrico, FLServing all of Florida

Bonds explained

A bond is a financial guarantee, not insurance for you

A bond protects someone else: your customer, a government agency or a project owner. It pays them if you do not meet your legal or contractual obligations. In Florida, certain licenses, contracts and jobs legally require one.

  • Required for many Florida licenses and contracts
  • Protects the other party, not your own business
  • Instant quotes through Propeller Bonds, 24/7
  • We help you choose the right bond for the job
A business owner and an insurance agent sitting side by side looking at a laptop together, talking through cover
30 yearsIndependent Florida broker
Common bonds

The bonds Florida businesses ask for most

Bidding on a job, applying for a license or setting up a retirement plan: each has its own bond.

License and permit bonds

Required by state or local government before a license is issued, and they keep you compliant.

Bid bonds

Guarantee you honor your bid and sign the contract if selected. Often required on public projects.

Performance bonds

Guarantee the job is completed as agreed: in full, on time and up to standard.

Payment bonds

Guarantee subcontractors, laborers and suppliers get paid. Usually paired with a performance bond.

ERISA bonds

Required if you manage employee retirement or benefit plans. Covers fraud by plan fiduciaries.

HOA and condo fidelity bonds

Required by Florida law for condo associations. Protects funds from theft by board members.

Bond vs. insurance

What a bond does and what it does not do

A bond does
  • Guarantee you meet your legal and contractual duties
  • Pay the customer, agency or owner if you fall short
  • Satisfy a licensing or bidding requirement
  • Let you bid and work on public projects
A bond does not
  • Insure your own business against its own losses
  • Replace the business insurance you still need
  • Remove your obligation, the duty stays with you
Talk to a broker

In Florida, certain licenses, contracts and jobs legally require a bond

Bidding on a construction project, applying for a professional license or managing a retirement plan all carry bonding rules. We tell you which bond applies.

More bonds

Specialty and court bonds we can help with

Fidelity bonds

Protect your business against employee theft and dishonest acts.

Janitorial and service bonds

Protect clients from theft or misconduct while your team works at their property.

Lost title bonds

Required by the DMV to register a vehicle when the original title is missing.

Public official bonds

Guarantee faithful service and protection of public funds by officials and clerks.

Sales tax bonds

Keep retailers and wholesalers compliant when collecting and remitting sales tax.

Probate, guardianship and VA

For executors, trustees, court-appointed guardians and fiduciaries for a veteran.

Court and judicial bonds

Cover compliance with legal rulings while appealing a judgment or seeking an injunction.

Utility deposit and lost instrument

Replace a cash utility deposit, or replace lost checks and stock certificates.

Who needs one

Florida businesses and people we bond

If a license, a contract or a court asks for a bond, we can write it.

Contractors and buildersAuto dealersMortgage brokersNotariesCondo associations and HOAsCleaning companiesRetailers and wholesalersExecutors and guardiansHome health aidesEmployers with benefit plans
The agents at FishHawk Insurance Center in Valrico, Florida
Instant quotes

Get a bond quote in minutes, any time

Our partnership with Propeller Bonds puts instant bond quotes in front of you 24/7. Secure the bond your license or contract needs without waiting on office hours.

  • Instant online quotes, available 24/7
  • Personalized bond issued through FishHawk Insurance Center
  • Simple, affordable and stress-free bonding
  • Not sure what you need? Call 813-776-1542
How it works

Getting bonded is simple

01

Tell us what the bond is for

Share the license, contract or court order that is asking you for a bond.

02

Get your quote

Use the instant quote form, or an agent prices larger contract bonds for you.

03

Approve and get bonded

Accept the terms and your bond is issued, ready to file where it is needed.